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  • Competitive rates for home purchase or refinance
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when buying your home
  • Low down payment
  • Normal cash flow margins
  • Normal filing and closing fees paid by borrower
  • Flexible repayment terms that fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish