Quick Draw Line of Credit

QuickDraw Line of Credit

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Designed to create a "cushion" for your checking account and a worry-free banking experience, QuickDraw Line of Credit allows you to make purchases, write checks or pay bills over your checking account balance. It's money-in-reserve, ready to use immediately when needed, up to an approved limit. Great for unexpected needs or simply as overdraft protection, QuickDraw creates flexibility with your checking account at an interest rate lower than most credit cards.


  • An available line of credit between $1,000 and $10,000.
  • Automatically covers overdrafts
  • No annual fee
  • Monthly payments of only 3%, with a minimum payment of $25
  • Easy to apply

We will charge a late charge not to exceed the lesser of $15.00 or 5% of the payment due after the payment continues unpaid for 10 days or more after the date the payment is due, including Sundays and holidays. We will charge a returned check fee of $25.00.