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Make the most of idle funds with automatic transfers to pay down debt, earn interest, and more.

  • Keep your money working for you — automatically
  • Set a target daily balance to keep in your checking account
  • Excess funds are automatically swept into the account of your choice
  • Earn interest with Centennial BANK savings
  • Pay down loans or lines of credit
  • Write checks while keeping a zero balance
  • Multiple account balances are concentrated into one, centralized account
  • Funds are disbursed to your Zero Balance Account only when necessary to cover checks or debits
  • Eliminate the need for manual transfers between bank accounts
  • Perfect for companies with multiple divisions, stores, or operating units
  • More than one ZBA can be linked to the primary account